This is our promise, in plain English. Before you apply for any course, training or job listed on Earn and Pay, you should be able to see the full deal — not just the headline.
What every listing must show
Every listing on Earn and Pay must show, before you can apply:
- What you pay upfront — we prefer $0.
- The exact percentage of your income, or the exact amount, you will pay later.
- The income threshold — the income you must be earning before payments start.
- The total repayment cap — the maximum total you can ever pay.
- The term length — how long payments last.
- Exactly what happens if you do not get a job.
If a program will not disclose it, it does not get listed.
No job, no payment
Train first. Your payments only begin when you are earning above the program’s threshold — and if you do not get the job, you do not pay.
We will not call it something it is not
We never market an ISA or financing product as “not a loan” or “free.” Financing, where offered, is provided by the listed schools, lenders and employers under their own contracts — and every listing shows those terms before you apply.
What we are — and what we are not
Earn and Pay is a directory and matching service. We are not a lender, not a school, and not a staffing agency.
If a partner mistreats our members
If a partner mistreats our members, it gets removed.
Honesty, in plain terms
Earn and Pay is a directory and matching service. We are not a lender, not a school, and we don’t provide immigration or legal advice. Financing, where offered, is provided by the listed schools, lenders and employers under their own contracts — and every listing shows those terms before you apply. We may earn a referral fee from partners; it never changes what you pay.