Terms of Use

Earn and Pay (EARN AND PAY LLC) — earnandpay.com
Effective: November 5, 2026

By using earnandpay.com, you agree to these terms. They are written to be read — if anything is unclear, ask us at hello@earnandpay.com.

What Earn and Pay is — and is not

Earn and Pay is a directory and matching service. We research training programs, employers, and funding opportunities; publish their full costs in writing; and match people to the ones that fit their situation.

Earn and Pay is not a lender, not a school, not an employer, and not an immigration or legal adviser. We do not provide financing, training, jobs, visas, or legal advice ourselves. Where financing exists, it is provided by the listed schools, lenders, and employers under their own contracts with you.

Listings and accuracy

Every listing’s figures come from the provider’s own published sources, and the Opportunities page states when the listings were last verified. Providers can change their terms; the provider’s own current terms always govern.
A listing is information, not a promise. Earn and Pay does not guarantee admission, enrollment, employment, funding, income, or approval for any program. Decisions are made by the providers.
Not every opportunity involves repayment. Listings include free, grant-funded, employer-sponsored, pay-when-you-earn, and payment-plan options, and each listing states which applies and the maximum total you can ever pay.

Referral fees

Partners may pay Earn and Pay a referral fee when a match succeeds. This is disclosed on listings where it applies, it is part of how the service stays free, and it never changes the price you pay.

Your responsibilities

Give accurate information when you join or message us, so matches are honest.
Read the provider’s full terms before you sign anything with them — especially financing contracts.
Use the site lawfully and do not attempt to disrupt it or misuse other people’s information.

Our content

The site’s text, structure, and presentation belong to EARN AND PAY LLC. Provider and program names belong to their owners and are used to identify their programs. You may share links to our pages freely.

Liability

We work hard to keep listings accurate and correct errors as soon as we learn of them (tell us via the feedback route on the Pathway page or at hello@earnandpay.com). To the extent permitted by law, Earn and Pay is not liable for decisions you make based on a provider’s terms, or for a provider’s acts or omissions. Nothing in these terms limits liability that cannot be limited under applicable law.

Changes and governing law

We may update these terms; the current version always lives on this page with its effective date. These terms are governed by the laws of the State of Illinois, USA.

Contact

EARN AND PAY LLC · hello@earnandpay.com · WhatsApp +1 (224) 659-6285 · earnandpay.com