Privacy Policy

Earn and Pay (EARN AND PAY LLC) — earnandpay.com
Effective: November 5, 2026

Earn and Pay helps immigrants and newcomers find training, jobs, and funding they can start with little or nothing upfront. This policy explains, in plain language, what information we collect, why, and what we never do with it.

What we collect

If you join (the EARN signup): your first name, phone number (WhatsApp), email address, and country. That is all the form asks for.
If you message us: the contents of your WhatsApp, SMS, or email messages to us, so we can help you.
If you ask us to follow up on an application: the outcome information you choose to share with us, so we can track your progress with your consent.

What we do NOT collect

The Pathway Navigator collects nothing. The “Find Your Pathway” tool runs entirely in your browser. Your answers are never sent to us or stored anywhere.
We never ask for your Social Security number, bank details, passwords, or identity documents by chat, email, or any form on this site. If anyone claiming to be Earn and Pay asks for those, it is not us.

How we use your information

To match you with opportunities and funding that fit what you told us.
To send you the alerts and follow-ups you asked for.
To check, with your consent, whether an application or enrollment succeeded, so we can improve our matching.
To keep our listings accurate and our service working.

What we never do

We never sell your information. Ever.
We do not hand your details to schools, employers, or funders. We send you the opportunity and the link; you decide whether to apply and what to share with them.
We do not make decisions about you for anyone else — no credit decisions, no eligibility decisions. Those belong to the providers, under their own policies.

Partner links and cookies

Some listings carry tracked links. When you click through to a provider, that provider’s own privacy policy applies, and the provider may use cookies or similar tools to record that you came from Earn and Pay — that is how referral fees (which partners pay us, never you) are tracked. Our own website uses only the standard technical cookies needed for security and basic operation; we run no advertising trackers.

Messages and opting out

If you join or message us, we may reply and send occasional opportunity alerts by WhatsApp, SMS, or email. Reply STOP to any message and we stop immediately. Ask us at any time to delete everything we hold about you (see below).

Your rights

You can ask us at any time: what information we hold about you, to correct it, or to delete it completely. Email hello@earnandpay.com and we will act on it promptly.

Children

Earn and Pay is a service for adults looking for training and work. It is not directed at children under 13, and we do not knowingly collect their information.

Changes to this policy

If we change this policy, we will update this page and the effective date above. Significant changes will be announced to members by message before they take effect.

Contact

EARN AND PAY LLC · hello@earnandpay.com · WhatsApp +1 (224) 659-6285 · earnandpay.com