Find your pathway forward

Answer a few questions and the Earn & Pay Navigator will build your personal pathway: verified jobs, training and funding that fit your real situation - with the barriers named and a plan to get past them. Earn and Pay has operated since 2017 - begun in Africa, now expanded to North America.

Private by design: your answers stay in your browser. Nothing is sent or stored. Nothing here promises a job or funding - the provider always makes the final decision, and every match shows its real cost in writing.

Where are you based?

So we only show you things you can actually reach.

What do you need most right now?

Pick the one that matters most today. Your roadmap will cover the rest too.

What is your education level?

Wherever you earned it counts. Many programs accept foreign diplomas - we flag the ones that do.

Which field interests you most?

Are you authorized to work in the US or Canada?

Some programs publish citizenship or work-authorization rules. We use this only to flag those honestly - never to judge you, and it is not stored.

How much could you pay upfront to start?

Be honest - it changes what we recommend. Plenty of real routes start at $0.

What is your biggest barrier right now?

This is where Earn & Pay is different: we build a plan around the barrier, not just a list of links.

Help us improve: if a recommendation ever looks wrong, an opportunity is missing, or something is hard to use, tell us on WhatsApp or email hello@earnandpay.com. Every report is read by a human.

Earn and Pay is a directory and matching service. We are not the funder, not a lender, not a school, and not a government agency, and we do not provide immigration or legal advice. Matches come only from opportunities and funding programs verified on the provider's official website, and every one shows its full cost. Eligibility is always decided by the provider. We may earn a referral fee from partners; it never changes what you pay, and it never changes what we recommend - unpaid opportunities are recommended whenever they fit you best.